Chirorpractic Carelessness

Chiropractic has been around since 1895.  The basic idea is that a person’s health can improve with spinal manipulation.

Typically, a person goes to see a chiropractor for short term back pain.    It is recommended that people with arthritis, osteoporosis, spinal cord compression, or people who  are taking blood thinners, should not go to a chiropractor for treatment.

There are some risks with chiropractic.  For example, chiropractic manipulation may worsen a herniated or slipped disk.  In addition, there are situations in which chiropractic care has resulted in a stroke, from spinal manipulation of a neck.

In addition, there have been situations in which people have gone to a chiropractor because of unspecified pain.   In these situations, a person may need testing to determine the source of the pain, rather than chiropractic treatment.    The risk is that the chiropractor fails to recognize the cause of the pain (which can be life threatening) and instead recommends long term care.

If you have been injured as a result of the negligence of a chiropractor, please feel free to call

Attorney Robert M. Singer

2572 Whitney Avenue

Hamden, CT  06518

203-248-8278

rsingerct@yahoo.com

Serving New Haven County, and all of Connecticut

 

 

Junk Bond Risks – Speculative Investments – Arbitration

Many companies have borrowed to buy back shares, or pay dividends.

Since the financial crisis, there have been a surge in the issuance of junk bond debt.

In addition, there are exchange traded funds which actively buy and trade junk bonds.  Often, the funds have fancy names such as “High Yield Bond Fund” or “High Interest Rate Bond Fund.”    With the higher interest rates on the bonds comes a higher risk.

By definition, junk bonds have a much higher risk of default than treasury bonds, or high quality corporate bonds.

It is 2018 and we are near the end of an expansionary business cycle.  Nobody knows when the cycle will end.   The only thing an investor can do is reduce risk of loss, by reducing or eliminating holdings in below investment grade bonds.

Junk bonds have two risks.   A bonds price can go down as interest rates go up.  In addition, a corporation issuing a bond can default on its debt, causing a partial or total loss of principal.

In you have been lead into a poor investment in junk bonds, and have suffered a loss from an investment advisor or broker’s advice,  please feel free to contact Attorney Singer  Attorney Singer would be happy to discuss with you your rights, including any right to arbitration.

Attorney Robert M. Singer

2572 Whitney Avenue

Hamden, CT  06518

203-248-8278

rsingerct@yahoo.com

 

Spousal Immunity – Abolished in Connecticut

Spousal immunity is the doctrine which holds that one spouse (husband/wife) cannot sue another spouse (husband/wife).  The historical reason was that a lawsuit among spouses could destroy a family

Under current law, one spouse has the right to sue his or her spouse or former spouse. See Dzenutis v. Dzenutis, 200 Conn. 290, 294, 512 A.2d 130 (1986) (rule of spousal immunity has been abolished in Connecticut); Silverman v. Silverman, 145 Conn. 663, 666, 145 A.2d 826 (1958).

A common situation is when a spouse (spouse #1)  is hurt in a motor vehicle accident, which is caused by the other spouse (spouse #2).  The injured husband or wife can sue his or her spouse for injuries as a result of the accident.

 

If you have any questions, or I can be of further assistance, please feel free to contact

Attorney Robert M. Singer

2572 Whitney Avenue

Hamden, CT  06518

203-248-8278

rsingerct@yahoo.com

Parental Immunity, with Limited Exceptions in Connecticut

The common law doctrine of parental immunity generally prevents unemancipated minors and their parents from suing one another for personal injuries caused by negligence.   See Ascuitto v. Farricielli, 244 Conn. 692, (1998).   A child generally cannot sue their parents, and parents cannot sue a child.   For this purpose, the age of majority is 18.  CGS 1-1d.

Emancipation is the legal process by which a child is freed from control of parents/guardians, and parents/guardians are freed from responsibility for a child.

The  Supreme Court has eliminated  parental immunity in two circumstances: (1) where the alleged negligence involves the parent’s business operations away from the home (Dzenutis v. Dzenutis, 200 Conn. 299 (1986)), and (2) where a child sues for sexual abuse, sexual assault, or sexual exploitation (Henderson v. Wooley, 230 Conn. 472, 486 (1994)).

Legislative changes have eliminated  the doctrine  in cases involving  negligence in the operation of a motor vehicle (1967 P.A. 596, codified at CGS § 52-572c), and with regard to aircraft and vessels (P.A. 79-5).

If you have any questions, regarding your rights, concerning a case involving a situation between a parent and child, please feel free to contact

Attorney Robert M. Singer

2572 Whitney Avenue

Hamden, CT  06518

203-248-8278

rsingerct@yahoo.com

Insurance Bad Faith

Do you have a problem settling a claim with an insurance company?

Insurance companies have a duty to settle valid insurance companies, within a reasonable amount of time, for a fair amount of money.

An insurance company can act in “bad faith” in many ways, including the following:

failing to offer a reasonable amount to settle a claim

failing to do an investigation to evaluate a claim

failing to acknowledge an outstanding claim

improperly denying coverage, when an insurance policy covers a claim

failing to provide an explanation for denial of a claim, or providing an improper reason for denial of a claim

failing to provide information, to assist in processing a claim

providing false information, in response to a pending claim.

 

 

If you are having difficulty with an insurance claim

Please feel free to contact

Attorney Robert M. Singer

2572 Whitney Avenue

Hamden, CT  06518

203-248-8278

rsingerct@yahoo.com