There are many situations in which a creditor, such as a bank, has a judgment against a debtor. The debtor can have a joint bank account with a third party. Commonly, the debtor has a bank account with
a spouse, parent or child.

Under Connecticut law, a creditor can get a Financial Institution Execution and execute against the full amount of the account, regardless of who put the money into the bank account. See Fleet Bank Connecticut, N.A. v. Charles Carillo, 240 Conn. 343 (1997).

In addition, a Bank can setoff the full amount of money in a joint bank account of a debtor who owes money to the Bank.   Masotti v. Bristol Savings Bank, 232 Conn 172 (1995).

If you have any questions concerning collection law or bank executions, please feel free to contact

Attorney Robert M. Singer
2572 Whitney Avenue
Hamden, CT 06518

Serving New Haven County and all of Connecticut

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